My desired point I had wished to portray was that the Social Security system was never designed to be pulling the entire country through the retirement years and it's not there to make your life comfortable after the age of 65. My point was that you should NOT count on Social Security because the entire system is going to collapse in upon itself. (and it is already: look at the national debt).
My specific claim was this:
When Social security started in 1935 the average years of age that men and women (combined average) was expected to live was 61.7 years.
Now though in 2012 the average years of age lived has been stretched to 79 years of age.
When Social Security was started they convinced the entire country that, "Hey.. let us have this amount of money out of every paycheck you make and we'll put the money aside. If you live 3 years PAST the age we expect you will die, then we will give you a little money each month... but hey, you'll probably die before then anyway."
Now though.. people on average are living to 79 years of age. But they expect to get this social security still back at the 1935 life expectancy numbers. The average person is living 13 years beyond what the system was set up to handle.
If you want Social Security to actually work as it was intended; you need to increase the minimum benefits acquisition age to 3 years past the year they expect you to die. Just like in 1935.
Now that age would be 82 years old.
The problem is... our society keeps expecting the government to take care of them. The system was never set up to take care of people. To be honest; it was designed to take taxes out of people that had a very good chance of dying and never getting the money they'd put into the government. The government hood-winked an entire country into a scheme to take their money and never give it back.
As I see it; these are the facts.
Life Expectancy at Birth by Race and Sex, 1930–2010
Learn the life expectancy (measured at birth) of American men and women, differentiated by race. For the 2010, the latest data available, the life expectancy for men of all races is 76.2 years and 81.1 years for women.
| All races | White | Black | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Year | Both sexes | Male | Female | Both sexes | Male | Female | Both sexes | Male | Female |
| 2010 | 78.7 | 76.2 | 81.1 | 79.0 | 76.5 | 81.3 | 75.1 | 71.8 | 78.0 |
| 2007 | 77.9 | 75.4 | 80.4 | 78.4 | 75.9 | 80.8 | 73.6 | 70.0 | 76.8 |
| 2006 | 77.7 | 75.1 | 80.2 | 78.2 | 75.7 | 80.6 | 73.2 | 69.7 | 76.5 |
| 2005 | 77.8 | 75.2 | 80.4 | 78.3 | 75.7 | 80.8 | 73.2 | 69.5 | 76.5 |
| 20041 | 77.8 | 75.2 | 80.4 | 78.3 | 75.7 | 80.8 | 73.1 | 69.8 | 76.3 |
| 2003 | 77.5 | 74.8 | 80.1 | 78.0 | 75.3 | 80.5 | 72.7 | 69.0 | 76.1 |
| 2002 | 77.3 | 74.5 | 79.9 | 77.7 | 75.1 | 80.3 | 72.3 | 68.8 | 75.6 |
| 2001 | 77.2 | 74.4 | 79.8 | 77.7 | 75.0 | 80.2 | 72.2 | 68.6 | 75.5 |
| 2000 | 77.0 | 74.3 | 79.7 | 77.6 | 74.9 | 80.1 | 71.9 | 68.3 | 75.2 |
| 1999 | 76.7 | 73.9 | 79.4 | 77.3 | 74.6 | 79.9 | 71.4 | 67.8 | 74.7 |
| 1998 | 76.7 | 73.8 | 79.5 | 77.3 | 74.5 | 80.0 | 71.3 | 67.6 | 74.8 |
| 1997 | 76.5 | 73.6 | 79.4 | 77.2 | 74.3 | 79.9 | 71.1 | 67.2 | 74.7 |
| 1996 | 76.1 | 73.1 | 79.1 | 76.8 | 73.9 | 79.7 | 70.2 | 66.1 | 74.2 |
| 1995 | 75.8 | 72.5 | 78.9 | 76.5 | 73.4 | 79.6 | 69.6 | 65.2 | 73.9 |
| 1994 | 75.7 | 72.4 | 79.0 | 76.5 | 73.3 | 79.6 | 69.5 | 64.9 | 73.9 |
| 1993 | 75.5 | 72.2 | 78.8 | 76.3 | 73.1 | 79.5 | 69.2 | 64.6 | 73.7 |
| 1992 | 75.8 | 72.3 | 79.1 | 76.5 | 73.2 | 79.8 | 69.6 | 65.0 | 73.9 |
| 1991 | 75.5 | 72.0 | 78.9 | 76.3 | 72.9 | 79.6 | 69.3 | 64.6 | 73.8 |
| 1990 | 75.4 | 71.8 | 78.8 | 76.1 | 72.7 | 79.4 | 69.1 | 64.5 | 73.6 |
| 1989 | 75.1 | 71.7 | 78.5 | 75.9 | 72.5 | 79.2 | 68.8 | 64.3 | 73.3 |
| 1988 | 74.9 | 71.4 | 78.3 | 75.6 | 72.2 | 78.9 | 68.9 | 64.4 | 73.2 |
| 1987 | 74.9 | 71.4 | 78.3 | 75.6 | 72.1 | 78.9 | 69.1 | 64.7 | 73.4 |
| 1986 | 74.7 | 71.2 | 78.2 | 75.4 | 71.9 | 78.8 | 69.1 | 64.8 | 73.4 |
| 1985 | 74.7 | 71.1 | 78.2 | 75.3 | 71.8 | 78.7 | 69.3 | 65.0 | 73.4 |
| 1984 | 74.7 | 71.1 | 78.2 | 75.3 | 71.8 | 78.7 | 69.5 | 65.3 | 73.6 |
| 1983 | 74.6 | 71.0 | 78.1 | 75.2 | 71.6 | 78.7 | 69.4 | 65.2 | 73.5 |
| 1982 | 74.5 | 70.8 | 78.1 | 75.1 | 71.5 | 78.7 | 69.4 | 65.1 | 73.6 |
| 1981 | 74.1 | 70.4 | 77.8 | 74.8 | 71.1 | 78.4 | 68.9 | 64.5 | 73.2 |
| 1980 | 73.7 | 70.0 | 77.4 | 74.4 | 70.7 | 78.1 | 68.1 | 63.8 | 72.5 |
| 1979 | 73.9 | 70.0 | 77.8 | 74.6 | 70.8 | 78.4 | 68.5 | 64.0 | 72.9 |
| 1978 | 73.5 | 69.6 | 77.3 | 74.1 | 70.4 | 78.0 | 68.1 | 63.7 | 72.4 |
| 1977 | 73.3 | 69.5 | 77.2 | 74.0 | 70.2 | 77.9 | 67.7 | 63.4 | 72.0 |
| 1976 | 72.9 | 69.1 | 76.8 | 73.6 | 69.9 | 77.5 | 67.2 | 62.9 | 71.6 |
| 1975 | 72.6 | 68.8 | 76.6 | 73.4 | 69.5 | 77.3 | 66.8 | 62.4 | 71.3 |
| 1974 | 72.0 | 68.2 | 75.9 | 72.8 | 69.0 | 76.7 | 66.0 | 61.7 | 70.3 |
| 1973 | 71.4 | 67.6 | 75.3 | 72.2 | 68.5 | 76.1 | 65.0 | 60.9 | 69.3 |
| 19722 | 71.2 | 67.4 | 75.1 | 72.0 | 68.3 | 75.9 | 64.7 | 60.4 | 69.1 |
| 1971 | 71.1 | 67.4 | 75.0 | 72.0 | 68.3 | 75.8 | 64.6 | 60.5 | 68.9 |
| 1970 | 70.8 | 67.1 | 74.7 | 71.7 | 68.0 | 75.6 | 64.1 | 60.0 | 68.3 |
| 1960 | 69.7 | 66.6 | 73.1 | 70.6 | 67.4 | 74.1 | — | — | — |
| 1950 | 68.2 | 65.6 | 71.1 | 69.1 | 66.5 | 72.2 | — | — | — |
| 1940 | 62.9 | 60.8 | 65.2 | 64.2 | 62.1 | 66.6 | — | — | — |
| 1935 | 61.7 | 59.9 | 63.9 | 62.9 | 61.0 | 65.0 | 53.1 | 51.1 | 55.2 |
| 1930 | 59.7 | 58.1 | 61.6 | 61.4 | 59.7 | 63.5 | 48.1 | 47.3 | 49.2 |
(—) Data not available.
1. Preliminary data.
2. Deaths based on a 50% sample.
Source: National Center for Health Statistics, National Vital Statistics Reports. Web:www.cdc.gov/nchs.
